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Insurance Payments

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At McHenry Optical, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our McHenry patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at McHenry Optical is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

We participate with VSP, Medicare, EyeMed, Blue Cross Blue Shield, Anthem, Superior Vision, Cigna, Aetna, Humana, VCP, PBA, AARP and Care Credit.  Check with our staff if you have other types of coverage.

Contact our office at 815-385-9240 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our McHenry optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At McHenry Optical, we also accept cash, check, and major credit cards. Call 815-385-9240 today to schedule your eye exam today.

As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your vision care today and conveniently pay with low, monthly payments. CareCredit offers a comprehensive range of No Interest and Extended Payment Plans.

No Interest Payment Plans

  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments
  • 6 or 12 month no interest payment options

Apply Now or see our staff for more details.

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!

Location

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Hours of Operation

Our Regular Schedule

Monday:

10:00 AM

6:00 PM

Tuesday:

10:00 AM

5:00 PM

Wednesday:

Closed

Closed

Thursday:

10:00 AM

5:00 PM

Friday:

10:00 AM

2:00 PM

Saturday:

9:00 AM

12:30 PM

Sunday:

Closed

Closed